Payment Methods

Syntricate offer three different payment methods pay for your syntricate goods.

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SHOP NOW.ENJOY NOW.PAY OVER TIME

in 4 simple payments available instantly at checkout

HOW IT WORKS?

Select Afterpay at checkout
Use your existing payment card

Get instant approval
No long forms, complete in seconds

Pay fortnightly across 4 instalments
And enjoy your purchase straight away!

YOU SIMPLY NEED

  • A Visa or MasterCard credit card or debit card.
  • To be 18 years of age or older
  • To be living in Australia

To use this service, simply

  • Add your items to your shopping bag, and checkout as normal. Valid for amounts up to $1,000.
  • On the checkout page select Afterpay as your payment method.
  • Enter your details with Afterpay and you're done.

MORE INFORMATION

The funds for the first payment will need to be available on the card at the time of checkout. If you are a new Afterpay customer the first payment will be made at the time of purchase, with payments over the next 6 weeks. Once you have fully paid of your first order after 6 weeks, and for all future orders under $500 your first payment is charged 2 weeks after purchase with your final payment deducted 8 weeks after purchase. If you wish to return your goods you can choose to receive an exchange, or the Afterpay payment plan can be cancelled.

*If you fail to make payment, you will be charged a late payment fee of $10 with a further $7 fee added 7 days later if the payment is still unpaid.

There is no waiting and we’ll ship out your order immediately as normal.

For full terms and conditions please visit www.afterpay.com.au/terms.



TO BE ELIGIBLE FOR A ZIP PAY ACCOUNT, YOU NEED TO

    • Be an Australian citizen or permanent resident
    • Be at least 18 years of age
    • Have a valid Facebook or PayPal account, in your own name
    • Have a valid debit card, in your own name
    • Have not declared bankruptcy or insolvency

FAQS

What is Zip Pay?

Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.

How does it work?

Apply in moments and get approved for up to $1000 on the spot. Once approved, start shopping online and in store, wherever you see Zip at checkout. That’s it – your purchase is all yours, with nothing to pay today. Interest free always.

How do repayments work?

Your first payment won’t be due until the end of next month. When you open your account, we’ll set up a monthly payment of $40 (or less if the amount you owe is under $40). This will come from your linked debit card on the last day of each month and run until your purchases are paid off.

Finally, if there’s nothing owing on your account, there’s nothing to pay. Your account simply remains active until you’re ready to make a purchase.

Am I eligible for Zip Pay?

To be eligible to apply for a Zip Pay account, you need to:

  • Be an Australian citizen or permanent resident
  • Be at least 18 years of age
  • Have a valid Facebook or PayPal account, in your name
  • Have a valid debit card, in your own name
  • Have not declared bankruptcy or insolvency

What are the fees?

Zip Pay is 100% interest free, always. There’s a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. And you’ll pay nothing upfront – there are no setup fees and no hidden charges.

If you don’t meet your minimum monthly repayment, a $5 late fee may apply. That’s it.

How do refunds work?

Start by speaking to the retailer – they agree, they will process the refunded amount which will appear back in your Zip account. If a refund puts your Zip account in credit, you can contact us to have the amount refunded to your bank account instead. Or, simply use it for your next purchase.

More FAQS

*A $6 monthly account fee applies.
Pay your balance by the due date (the end of next month) and we'll waive the fee. See full Ts & Cs

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